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Monday 29 December 2014

My Blog: POSITIVE THINKING – APPRECIATEWHAT YOU HAVE IN YO...

My Blog: POSITIVE THINKING – APPRECIATE
WHAT YOU HAVE IN YO...
: People often focus on what they want, and not on what they already have. Do you find yourself wishing for this and that, and take what yo...

Sunday 5 October 2014

Indian Education System: What needs to change?

INDIAN EDUCATION SYSTEM:
WHAT NEEDS TO CHANGE....?

   Education has been a problem in our
country and lack of it has been blamed
for all sorts of evil for hundreds of years.
Even Rabindranath Tagore wrote lengthy
articles about how Indian education
system needs to change. Funny thing is
that from the colonial times, few things
have changed. We have established IITs,
IIMs, law schools and other institutions of
excellence; students now routinely score
90% marks so that even students with 90+
percentage find it difficult to get into the
colleges of their choice; but we do more
of the same old stuff.
         
          Creating a few more schools or allowing
hundreds of colleges and private
universities to mushroom is not going to
solve the crisis of education in India. And
a crisis it is – we are in a country where
people are spending their parent’s life
savings and borrowed money on
education – and even then not getting
standard education, and struggling to find
employment of their choice. In this
country, millions of students are victim of
an unrealistic, pointless, mindless rat
race. The mind numbing competition and
rote learning do not only crush the
creativity and originality of millions of
Indian students every year, it also drives
brilliant students to commit suicide.
 
      What should change in India education
system? What needs to be fixed at the
earliest? Here is my wish list:
    

1. Focus on skill based
education
   
    Our education system is geared towards
teaching and testing knowledge at every
level as opposed to teaching skills. “Give a
man a fish and you feed him one day,
teach him how to catch fishes and you
feed him for a lifetime.” I believe that if
you teach a man a skill, you enable him
for a lifetime. Knowledge is largely
forgotten after the semester exam is over.
Still, year after year Indian students focus
on cramming information. The best
crammers are rewarded by the system.
This is one of the fundamental flaws of
our education system.

2. Reward creativity, original
thinking, research and
innovation
   
     Our education system rarely rewards
what deserves highest academic
accolades. Deviance is discouraged. Risk
taking is mocked. Our testing and
marking systems need to be built to
recognize original contributions, in form
of creativity, problem solving, valuable
original research and innovation. If we
could do this successfully Indian
education system would have changed
overnight.
Memorising is no learning; the biggest
flaw in our education system is perhaps
that it incentivizes memorizing above
originality.

3. Get smarter people to teach

      For way too long teaching became the
sanctuary of the incompetent. Teaching
jobs are until today widely regarded as
safe, well-paying, risk-free and low-
pressure jobs. Once a teacher told me in
high school “Well, if you guys don’t study
it is entirely your loss – I will get my
salary at the end of the month anyway.”
He could not put across the lack of
incentive for being good at teaching any
better. Thousands of terrible teachers all
over India are wasting valuable time of
young children every day all over India.

4. Education for all possibility

  The performance of a teacher
now need not be restricted to a small
classroom. Now the performance of a
teacher can be opened up for the world
to see. The better teacher will be more
popular, and acquire more students.
That’s the way of the future.We need leaders, entrepreneurs in teaching positions, not salaried people trying to hold on to their mantle.
 
5. Implement massive
technology infrastructure
for education

    India needs to embrace internet and
technology if it has to teach all of its huge population, the majority of which is
located in remote villages. Now that we
have computers and internet, it makes
sense to invest in technological
infrastructure that will make access to
knowledge easier than ever. Instead of
focussing on outdated models of brick and mortar colleges and universities, we need to create educational delivery
mechanisms that can actually take the
wealth of human knowledge to the
masses. The tools for this dissemination
will be cheap smartphones, tablets and
computers with high speed internet
connection. While all these are becoming
more possible than ever before, there is
lot of innovation yet to take place in this
space.

6. Re-define the purpose of the
education system
    
     Our education system is still a colonial
education system geared towards
generating babus and pen-pushers under
the newly acquired skin of modernity. We
may have the most number of
engineering graduates in the world, but
that certainly has not translated into
much technological innovation here.
Rather, we are busy running the call
centres of the rest of the world – that is
where our engineering skills end.
The goal of our new education system
should be to create entrepreneurs,
innovators, artists, scientists, thinkers
and writers who can establish the
foundation of a knowledge based
economy rather than the low-quality
service provider nation that we are
turning into.

7. Personalize education – one
size does not fit all
  
     Assembly line education prepares
assembly line workers. However, the drift of economic world is away from assembly line production. Indian education system is built on the presumption that if something is good for one kid, it is good for all kids.
Some kids learn faster, some are
comparatively slow. Some people are
visual learners, others are auditory
learners, and still some others learn
faster from experience. If one massive monolithic education system has to provide education to everyone, then there is no option but to assume that one size fits all.

8. Make reservation irrelevant

  We have reservation in education today
because education is not available
universally. Education has to be rationed.
This is not a long –term solution. If we
want to emerge as a country build on a
knowledge economy, driven by highly
educated people – we need to make goodeducation so universally available thatreservation will lose its meaning.
There is noreservation
in online education– because it scales. Today top universities worldwide are taking various courses online, and today you can easily attend a live class taught by a top professor of Harvard University online if you want, no matter which country is belong to. This is the future, this is the easy way to beat reservation and make it inconsequential. What are the most important changes
you want to see in the India education
system? Share your ideas....@ vijithvndd@gmail.com.

Monday 15 September 2014

Neuro-Linguistic Programming (NLP)

Neuro-Linguistic Programming™ (NLP™) is
defined as the study of the structure of
subjective experience and what can be
calculated from that and is predicated upon
the belief that all behaviour has structure. Richard Bandler built formal
models of NLP. He then applied these models to
his work.
Because these models are formal they also
allow for prediction and calculation.
Patterns that may not have been available in
any of these people's work could be
calculated from the formal representations
he had created. New techniques and models
were (and still are being) developed.
Since the models that constitute NLP™
describe how the human brain functions
they are used in order to teach them.

            NLP™is not a diagnostic tool. It can only be
applied and can therefore only be taught
experientially.
Well trained Neuro-Linguistic
Programmers™ will always teach by
installation, not by teaching technique after
technique. Techniques outdate themselves
too quickly to base the field of NLP™ on a
set of techniques. It is based upon the
attitude, the models and the skills which
allow for constant generation of new
techniques which are more effective and
work faster.
Although many providers make certain
courses prerequisite to the attendance of
other courses, Dr. Bandler has no such
prerequisites for any of his seminars.
Learning does not come in levels. Once the
underlying pattern, by which something can
be learned has been taught, the material
becomes not only easily accessible but a
logical extension. For example, once
somebody has learned how to read it no
longer matters whether a book is five pages
or two-hundred pages long. Similarly, once
someone has been taught the spelling
strategy it does not matter whether the
word is two or five letters long, you just
have to look at the picture. Each seminar is
based upon different sets of knowledge.
Therefore, it is not necessary to do them in
any specific order.

         Each seminar that Dr. Bandler teaches is
different. Once someone has attended one
practitioner course it does not mean that
the practitioner material has been learned
and that person should therefore go to a
different course. You have to remember that
the names and certificates are only names
and certificates not the material nor the
knowledge!

        Neuro-Linguistic Programming™ was
specifically created in order to allow us to
do magic by creating new ways of
understanding how verbal and non-verbal
communication affect the human brain. As
such it presents us all with the opportunity
to not only communicate better with others,
but also learn how to gain more control over
what we considered to be automatic
functions of our own neurology.

Sunday 10 August 2014

Ashoka Chakra - The Tale Of Twenty Four Spokes

The Ashoka Chakra means the 'wheel of
the law'. It is derived from the Sanskrit
word Dharma Chakra, which means wheel.
It has 24 spokes.
The most prominent Indian Mauryan
emperor, called Ashoka the Great, built
the Ashoka Chakra during the 3rd century
BC. The Ashoka Chakra is inscribed widely
among the Lion Capital of Sarnath and the
Ashoka Pillar. The Ashoka Chakra is placed
in the center of the National Flag of the
Republic of India. It was adopted on 22
July, 1947. It is rendered in a navy blue
colour on a white background. In order to
add historical 'depth' and separate the
National Flag from that of the Indian
National Congress(INC) Gandhian spinning
wheel is replaced with the Spokes of
Ashoka Chakra in the center of the Flag.
Ashoka Chakra can also be seen on the
base of Lion Capital of Ashoka which has
been adopted as the National Emblem of
India. The Chakra signifies that there is a
life in 'Movement' and 'Death' in
stagnation. The process of the wheel
stands for cycle or the self repeating
process with the changing of time in our
life. The horse on the Right hand
symbolizing accuracy and speed. The Bull
on the Left hand stands for hard work .
Wonderful Qualities of Twenty Four
Spokes :
1. Love
2.Courage
3.Patience
4.Peacefulness
5.Magnanimity
6.Goodness
7.Faithfulness
8.Gentleness
9.Selflessness
10.Self-control
11.Self sacrifice
12.Truthfulness
13.Righteousness
14.Justice
15.Mercy
16.Gracefulness
17.Humility
18.Empathy
19.Sympathy
20.Spiritual knowledge
21.Moral Values
22.Spiritual Wisdom
23.The fear of God
24.Faith or Believe or Hope
Ashoka Chakra represent the 24 hours of
the nation. Thus it governs all.

Saturday 9 August 2014

Important Banking Terms



Dear Readers,
Here we are providing you, 50 important banking terms useful for upcoming bank exam interview in an easy way. It will be easy for you to prepare for upcoming bank exams interviews. Download the PDF to read banking awareness terms.




1. Repo Rate

  • When RBI provides a loan to the bank for short-term between 1 to 90, RBI takes some interest from the bank which is termed as Repo Rate. 

2. Reverse Repo Rate

  • When bank deposit it's excess money in RBI then RBI provides some interest to that bank. This interest is known as Reverse Repo Rate. 

3. SLR –(Statutory Liquidity Ratio)

  • Every bank has to maintain a certain % of their total deposits in the form of (Gold + Cash + bonds + Securities) with themselves at the end of every business days. Current SLR is 20.75%. 

4. Retail banking

  • Retail banking is a type of banking in which direct dealing with retail customers is done. 
  • This type of banking is also popularly known as consumer banking or personal banking. 
  • It is the visible face of banking to the general public. 

5. Bitcoin

  • Bitcoin is a virtual currency/ cryptocurrency and a payment system. 
  • It can be defined as decentralized means of tracking and assigning wealth or economy, it is a software protocol. 
  • Bitcoin uses two cryptographic keys, one public (username) and one private (password) are generated. 
  • 1Bitcoin= 108 Satoshi. 

6. Call money

  • Call/Notice money is the money borrowed on demand for a very short period. When money is lent for a day it is known as Call Money. 

7. Notice money

  • When the money is borrowed or lent for more than a day up to 14 days it is called Notice Money. 

8. Difference between Capital market and Money market

  • A capital market is an organised market which provides long-term finance for business. 
  • Whereas Money market provides short-term finance for business 

9. Scheduled bank

Banks which are included in the 2nd Schedule of RBI Act 1934 are known as a scheduled commercial bank. These banks should fulfill two conditions:
  • Paid up capital and collected funds should not be less than Rs.5 Lacs. 
  • Any activity of the Bank should not adversely affect the interests of the customers. 

10. Non Performing Assets

  • NPA is an asset of a bank which is not producing any income.
  • Bank Usually classify as nonperforming assets any commercial loans which are more than 90 days overdue and any consumer loans which are more than 180 days overdue.

11. Money Inflation

  • Money Inflation is a State in which the Value of Money is Falling and the Prices are rising, over a period of time. 

12. Negative interest rate

  • When there is less demand for loans the banks park their excess fund with the central bank by which they get interest. 
  • Negative interest rate policy (NIRP) means that central banks will deduct money from commercial banks for depositing their money with the central bank. Commercial banks, in turn, will do the same to common people. 
  • So the end effect is that people will have to pay money to banks to hold their cash. 

13. Green Banking

  • Green banking means promoting environmentally friendly practices and reducing your carbon footprints from your banking activities. 
  • Green banking aims at improving the operations and technology along with making the clients habits environment-friendly in the banking business. 
  • It is like normal banking along with the consideration for social as well as environmental factors for protecting the environment. 

14. Blockchain system

  • These days the transactions in the banking sector are becoming a very tedious task and so as to ensure that this tedious task to be removed, our banking sector is trying to emerge towards blockchain technology. 
  • To simplify the transactions without the help of any third party in a secure manner is really a great challenge, but to overcome this challenge an anonymous online ledger (collection of financial accounts) which uses the data structure to simplify it is called blockchain technology. 

15. Balloon mortgage

  • A mortgage is a transfer of a right to stable property for the security purpose of a loan amount. 
  • Balloon mortgages are just for short term and it has a fixed rate mortgage. 
  • In balloon mortgage, a monthly payment is lower because of large payment at the end of a term. 
  • A balloon payment is for honest and qualified borrowers who have a good credit history. 

16. Retail credit operations

  • Retail Credit Operations means the sequential process which involves screening, evaluation of risk(s), and ensuring that the bank lends to a creditworthy client from the asset products applications sourced. 

17. Skimming

  • Skimming is a method used by fraudsters to capture customer's personal or account information of credit card. 
  • Customer's card is swiped through the skimmer and the information contained in the magnetic strip on the card is then read into and stored on the skimmer or an attached computer. 
  • Skimming is a tactic used predominantly for credit-card fraud, but it is also a tactic that is gaining in popularity among identity thieves. 

18. Money laundering

  • Money laundering is a process of conversion of illegal money from various sources to appear to have originated from legitimated (Legal) source. 
  • The major sources of illegal money are tax evasion, bribe, Smuggling etc. 

19. Cheque

  • A cheque is an unconditional order addressed to a banker, signed by the person who has deposited money with a banker, requesting him to pay on demand a certain sum of money only to the order of the certain person or to the bearer of the instrument. 

20. Direct Debit

  • Direct Debit is a financial activity in which one person withdraws funds from another person's bank account. 
  • It is a facility in which the payee withdraws the amount from the payer's account, the payer has instructed the bank to allow the payee directly withdraw the amount from the account. 

21. Cash Credit

  • Cash Credit is a proper limit sanctioned by the bank to the borrowing manufacturing/trading unit against the value of the raw materials, semi-finished goods and finished goods including stores. 

22. Bill of Exchange

  • A bill of exchange is a non- interest bearing written order which is used primarily in foreign trade which binds one party to pay a fixed amount of money to another party at a decided future date. 
  • A bill of exchange is signed by the creditor and accepted by a debtor. 

23. Cash Reserves Ratio

  • Every bank Maintain certain % of their total deposits with RBI in the form of Cash and Net demand & Time Liabilities. 
  • Current CRR is 4%. Every Bank has to pay the amount to RBI on every 15 Days. 

24. Bank Rate

  • Bank rate is also termed as “Discount Rate” 
  • The rate through which RBI charges certain % for providing money to other banks without any security for a Long period of time for 90 Days & Current Bank Rate is 6.75%. 

25. Marginal standing facility

  • MSF is the rate through which bank can borrow funds for Short time – Overnight basis. 
  • Current MSF is 6.75%. 

26. Minimum Reserve system of RBI

  • The current system of the Indian government to issue notes is “Minimum Reserve System”. 
  • Under this policy, the minimum reserves to be maintained in the form of gold and foreign exchange should consist of rupees 200 crores. 
  • Out this reserve, the value of gold to be maintained is rupees 115 crores. 
  • This system was introduced in 1956 replacing the proportional reserve system. 

27. Clean note policy of RBI

  • Lots of people in our country have a bad habit of writing something on the currency note, folding currency note, also somebody staple it which spoils the Note and reduces notes durability. 
  • So to avoid such occurrences RBI introduced the Clean Note Policy in 2001 in an order to increase the life of currency notes. 
  • The main objective of this Clean Note Policy is to provide good quality currency notes and coins to the citizens of our country. 

28. CAMELS rating system

  • CAMELS is a rating system developed in the US that is used by supervisory authorities to rate banks and other financial institutions. 
  • It applies to every bank in the U.S and is also used by various financial institutions outside the U.S. 

         Each factor is assigned a weight as follows: 

  • Capital adequacy 20 % 
  • Asset quality 20% 
  • Management 25% 
  • Earnings 15% 
  • Liquidity 10% 
  • Sensitivity 10% 

29. Masala Bonds

  • The bonds listed on the London Stock Exchange (LSE) is termed as Masala Bonds. 
  • These bonds are offered and settled in US dollar to hike Indian Rupee in International market . 
  • These bonds help to raise Indian rupees from International investors for infrastructural development in India. 
  • International Financial Corporation (IFC) converts bond from dollars into rupees and uses the rupees to finance private sector investment in India. 

30. Core Banking Solutions

  • Core Banking Solution (CBS) is the networking of branches, which enables customers to operate their accounts, and avail banking services from any branch of the Bank on CBS network, regardless of where he maintains his account. 
  • The customer is no more the customer of a Branch. 
  • He becomes the Bank’s Customer. 

31. Unified Payment Interface

  • This interface will integrate the entire payment systems in India. 
  • It uses a single application programme interface with a series of Application Programme interface (API’S). 
  • The mobile devices are the primary object for all the payments. 

32. Micro ATMs

  • Micro ATMs are not any special type of ATMs 
  • It is the advanced version of Point of Sale (PoS) having an additional feature of Biometric scanning. 
  • It is also known as a mini version of ATMs. 
  • These machines are connected with the GPRS (General Packet Radio Service) mobile internet and it uses the Core Banking Solution (CBS) platform to perform the different types of services. 

33. Letter of Credit

  • The letter of credit is one of the negotiable instrument. 
  • It is given by the bank, that guarantee’s buyer’s payment to the seller shall be received on time along with the proposed amount to be paid. 
  • In this instinct, if the buyer is unable to make the agreed payment to the seller, then the bank will cover the full or remaining amount of purchase. 

34. Bancassurance

  • Bancassurance is the concept of selling insurance products of insurance companies by banks. 
  • The bank acts as an agent and promotes Banca (bancassurance) products under section 6(1)(o) of the Banking Regulation Act, 1949. 
  • It was originated in Europe in the 1980s and was successful. 
  • The bancassurance business model is a globally accepted profitable business. 

35. Banking Ombudsmen

  • Banking Ombudsman is a senior official appointed by RBI. 
  • He handles and redresses customer complaints against deficiency in certain banking services. 
  • The Banking Ombudsman Scheme was introduced under Section 35 A of the Banking Regulation Act, 1949 by RBI with effect from 1995. 

36. The Balance of Trade

  • The difference between the country’s exports and the value of its imports are known as the Balance of Trade. 
  • It normally incorporates trade in services unless mentioned as the balance of merchandise trade. 
  • It includes earnings (interest, dividends, etc.) on financial assets. 

37. A Balance of Payments

  • A list that states a country’s transactions with other countries for a certain time period (generally 1 year). 
  • Payments into the country (receipts) are entered as positive numbers, called credits. 
  • Payments out of the country (payments) are entered as negative numbers called debts. 
  • A single number summarises the country’s international transactions: the balance of payments surplus. 

38. NOSTRO Account

  • A NOSTRO account is one which is maintained by an Indian Bank in the foreign countries. 

39. VOSTRO Account

  • A VOSTRO account is one which is maintained in India by a foreign bank with their corresponding bank. 

40. LIBOR

  • The full form of LIBOR is the London Interbank Offered Rate. 
  • It is the interest rate at which funds are borrowed by banks in marketable size, from other banks in the London interbank market. 

41. MIBOR

  • The full form of MIBOR is Mumbai Interbank Offered Rate. 
  • It is the interest rate at which funds are borrowed by banks in marketable size, from other banks in the Mumbai interbank market. 

42. CASA Account

  • CASA stands for Current Account Savings Account. 
  • The CASA ratio displays the value of deposits maintained in a bank in the form of current and savings account deposits in the total deposit. 
  • A higher CASA ratio means the better operating efficiency of the bank. 

43. RAFA Account

  • RAFA stands for Recurring Deposit Account Fixed Deposit Account. 
  • The RAFA ratio shows how much deposit a bank has in the form of Recurring and fixed deposits. 

44. DEMAT account

  • The full form of Demat Account is Dematerialized account. 
  • This is a type of bank account for citizens in India so that they can trade in stocks or debentures which are listed in the stock market. 
  • Just as a savings account contains money saved, a demat account has stocks saved. 

45. Legal Tender

  • As per provisions of coinage Act 1996, bank notes, currency notes and coins (Re. 1 and above) are legal tender for the unlimited amount. 
  • The subsidiary coins (below Re. 1) are legal tenders for the sum not exceeding Re 1. 
  • Issue of 1, 2 and 3 paisa coins discontinued wef Sep 16, 1981. 

46. Currency Chest

  • Currency chests are operated by the Reserve Bank of India (RBI) so that they can provide good quality currency notes to the public. 
  • However, RBI has appointed commercial banks to open and monitor currency chests on behalf of RBI. 
  • The money kept in currency chests in the commercial banks is considered to be kept in RBI. 

47. Insolvency

  • An organization, a family, person, or company is declared as insolvent when they are unable to pay their debts back on time. 
  • One of the most common solutions for insolvency is bankruptcy. 

48. Bankruptcy

  • Bankruptcy is a legal declaration of a person who is unable to pay off debts. 
  • In generally, Bankruptcy is of two types- Reorganization and Liquidation bankruptcy. 
  • Under the bankruptcy of reorganization, debtors should restructure their bill plans to make them more easily met. 
  • Whereas under liquidation bankruptcy, Debtors has to sell its assets to make money so that they can pay off their creditors. 

49. Amortisation

  • Amortization is a periodic payment of debt like a loan or a mortgage. 
  • Amortization is the arrangement of a lump sum cash flow into many periodic instalments over a span of time, which is also called amortization agenda. 

50. Credit Crunch

  • A credit crunch is also known as a Credit squeeze or credit crisis. 
  • A credit crunch is a condition in which there is an immediate decline in the availability of a loan or the credit. 
  • A situation in which suddenly the credit becomes difficult to get. 
  • Sometimes it can be done by reverse actions like by strict rules and regulations to avail the fund from the financial institutions like banks, NBFCs, and many other lenders.



Monday 28 July 2014

Mind Power Training Secrets

Thank you for your interest in the: Amazing Mind Training

An Amazing Mind Training System that will
activate your Photographic Memory and
allow you to recall any information you
want!
You
CAN
Ignite
Your
Hidden
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Wishing you ultimate success!
Cheers,

Vijith.v. #: vijithvndd@gmail.com

     Your Subconscious Mind -

The Real Power
Ever wonder how some people are so
successful? Or how some great inventions
come about? Why are some more wealth
than others.
The answer?
They've tapped into the hidden power of
their subconscious mind and they know how
to work with and apply mind power to get
what they want.
Now they may not do this consciously, but
they do engage their subconscious mind and
get this power to work for them regularly.

Simple Subconscious Mind
Exercises Used by The Most
Successful People

   These breakthrough ideas, new innovations,
great discoveries and wealth building ideas
start with a simple thought. This thought
leads to a belief, that says "I Can..." and that
belief is transmitted to the subconscious
mind. Mind power takes over by connecting
the subconscious with the people, situations
and opportunities that will lead to success.
It all starts with a thought followed by a
belief, which is followed by a clear and
singular focus and desire to achieve a
specific goal. By having this kind of focus,
clarity and vision you begin using mind
power, you begin directing your
subconscious mind to bring you the
answers.
To reap the benefits and success of mind
power and working with your subconscious
mind your thoughts and beliefs have to be
positive. If they're negative, if they say: "I
can't..." then your subconscious mind will
create more difficulty or more confusion.
You'll be using mind power to get more of
what you don't want.
So here's how you can apply mind power
and direct your subconscious mind to create
the success, happiness, wealth and what
ever you want (be realistic of course):
Have a clear and definitive goal. You
have to give your subconscious mind a
clear direction and that means knowing
what you want - and you have to make
this a positive goal. For example: if you
wanted to make more money then
you're goal would be to make more
money - this is positive. A negative
version of this would be to say: I don't
want to lose anymore money or I don't
want anymore debt. You want to make
more money, so be clear and specific
about what you want
Develop positive thoughts and beliefs
to support your goal. This is very
important, without strong positive
thoughts and beliefs your subconscious
mind won't respond and you won't be
able to reap the benefits of working
mind power. By carrying strong,
supportive beliefs, you re-train your
mind and you train the power of your
subconscious mind to attract more
positive situation.
Be consistent and be persistent - You
have to focus on your goals, have
positive thoughts and positive beliefs
every day. You can't just do this once in
a while. Mind power requires that you
form a habit of continually directing
your subconscious mind to create the
outcomes you want. For example: if you
want to meet the right person, you
should think about this person's
qualities and you're positive qualities
every day - so that you think and
believe that you can meet the right
person
Get rid of the negative thinking - No
longer think and believe that you can't.
Negative thoughts lead to negative
beliefs, which create more misery. So
get rid of these negative thoughts as
quickly as possible. If you entertain
more negative thoughts you'll be
directing your subconscious mind to
create more negative situations. You'll
be using your mind power to bring you
more pain.
Take Action - You have to take action
and focus on taking the right action.
Your subconscious mind will bring you
opportunities, you have to explore them
and follow up. You have to be willing to
take action to achieve your desired goal.
You can't just sit around and expect a
pile of money to show up at your door -
you have to take action and believe that
you're taking the right action.
Visualize - Picture yourself getting what
you want and succeeding. Always
believe that you can and will succeed.
Mind power relies on your thoughts,
beliefs and how you see yourself. Make
them all positive and your subconscious
mind will deliver.
Never give up - Most people give up on
their goals just when they're on the
verge of succeeding. You're closer to
succeeding than you realize so keep
striving to achieve the success you want
and keep believing in yourself
These are just some of the things you can
do to get your mind power and your
subconscious working for you.
Once you master your Mind Power, you'll
unleash your subconscious mind power so
that you create the success and fulfillment
you want in life.
We are all born with tremendous power,
that power is in your mind and subconscious
mind.
The most successful and the most wealthy
people in the world have strong, positive
thoughts and beliefs about themselves, their
ability and about what they want. They back
these with a strong desire. Their
subconscious mind picks up on all these
positive messages and simply creates more
opportunities for them to succeed.

Mind Power and You:
Directing Your
Subconscious Mind

   No one ever told you about the power that
you have within you, or they didn't tell you
how to apply and direct this power. You
have tremendous power and that power
starts in your mind and your subconscious
mind.
Mind power is about directing both the mind
and the subconscious mind. What ever the
mind can think of or dream of, the
subconscious mind can create. You just have
to give your subconscious the right
instructions and correctly use mind power to
achieve the success you want.

//GOOD LUCK//

Wednesday 23 July 2014

How to recall dreams


Theories abound as to why we dream, how we dream, and what meaning we can assign to our dreams. Many people believe that dreams can provide insights into our lives and feelings, but the trouble is, they're notoriously difficult to remember. With conscious effort, you can remember more of your dreams and recall them in greater detail.

Method - 1  :: The Morning After




1
Concentrate on recalling your dream as soon as you wake up. Typically you can remember only the last dream you had before waking. Don’t move and don’t do anything. Stay in the same position as the one in which you awoke and try to remember as much about your dream as possible before you think about                       anything else. Think it through from start to finish.
  • While you're remembering, focus your gaze on the first object you see as you open your eyes. Look at the object; focus on it. That object will most often take the vague recollection of your dream to a place mark in memory where it is easier to recall details. A doorknob, a light bulb, or a nail in the wall, for example, will help you to settle into memories of what you had experienced while sleeping.






Record your dream in your dream journal.





Jot down as much as possible about your dream, starting with a basic sketch that includes such things as the location of the dream, the basic plot, the characters, the overall emotion of the dream (i.e. were you scared or happy in the dream?), and any prominent images you can recall.
If you can remember any dialogue, you may want to write it down first, as words in dreams are easily forgotten. Record everything you can, even if you can only remember one image. As you get the basics down, more of the dream may come to you.

If you can’t remember anything about your dream, write down the first thing that comes into your mind upon waking. It may be related to the dream in some way, and it might trigger recollections. Also write down how you’re feeling when you wake up. The emotions you experience in a dream typically remain, at least for a brief period, when you awake, so if you wake up anxious or elated, ask yourself why.



3 Increase the number of dreams you can remember by waking up more often in the night.



 We have several REM cycles in the night, and they get longer and longer toward morning. If you only record the last dream you had before you get up in the morning, there are more dreams you might not be remembering. It’s always tempting to go right back to sleep when you wake up in the middle of the night, but take the opportunity to remember what you were dreaming before you do—in all likelihood you will not remember it in the morning.

Since you usually only remember the last dream you had, you can remember more dreams by waking up several times during the night. We go through a complete sleep cycle approximately every 90 minutes, so you may find it productive to set your alarm to wake you at some multiple of 90 minutes (such as 4.5, 6, or 7.5 hours) after you expect to go to sleep. Dreams in the later half of the night are typically longer than those you dream soon after going to sleep, so you probably want to wait until at least the 4.5 hour mark to intentionally wake yourself.
This is only recommended for people who get adequate sleep and who can fall back asleep easily. Otherwise, skip this step.


4. Plan to get a good night's sleep.



We have more facility to remember the dreams which occur when our bodies are in the sleeping stage known as REM, which stands for Rapid Eye Movement.[4] The body is at rest, but the mind is active with dreams. If you don't get enough sleep at night, or your sleep is interrupted a lot, you get less REM sleep, and fewer dreams. Try going to bed every night at the same time, and waking up at the same time every morning, to make sure you're getting the right kind of rest.

Most people need between 7 and 9 hours of sleep every night to achieve the right amount of rest. People who sleep less than six hours have a hard time remembering dreams, because longer, more vivid dreams take place later in the sleeping cycle.

Create a restful sleeping environment. Eliminate noises and distractions that might be preventing you from falling into a deeper sleep. Wear earplugs if necessary, and make sure you have heavy curtains that block out light from outside.










Tips

  • Certain foods such as almonds and cherries help make dreams more vivid. The more vivid your dreams are the more likely your recall will be.
  • When you're dreaming, you are in an entirely different set of mind. Try lucid dreaming. When you are in this set of mind and you are lucid dreaming, sometimes you have the ability to recall your past dreams. Think of it like if you had a part of your brain that stores dreams that you have, and you can only access it by dreaming.
  • Some songs actually make the dream stick in your head for a little while longer. Try listening to some music before you sleep.
  • When recording the dream, it may be easier to remember if you write (or speak) it in present tense (i.e. "I am going to" instead of "I went to").
  • As an alternative, you can also use a small flashlight solely for recording dreams at night. Cover the lens with three layers of masking tape so you can still easily see your journal at night, but it's not so bright that it makes you want to close your eyes.
  • Better yet, don't use any light at all, as it can make it harder to remember your dreams. Just have your pen and paper where you can reach them easily, and you won't even have to open your eyes (be careful not to fall back asleep though). With practice you'll get better at writing without seeing the paper.
  • Record exactly what happened without necessarily trying to make sense of it yourself, either. For example, if your dream starts inside a house and you then find yourself in a forest, avoid the temptation to assume you walked out of the house. Dreams that are foreign to everyday experience could be lost by trying to apply waking logic to the events.
  • When recording dreams, remember that the recording is personal. Don't write it to make sense for others because you may find yourself altering things to make it easier for outsiders to understand. Always write what you believe to be true, not what would make sense.
  • If you have the same dream the next day, or next week, jot that down also. A dream that repeats itself is important. It might have a special meaning.
  • If you are someone who talks in your sleep you can film yourself using a video camera or your cell phone. Play it after writing down what you remember. This may trigger memories of dreams you had and cannot remember when you first awake.
  • After you've remembered most of your dream, try to put it into the right order. This will help, because it's easier to memorize things if you know what happened first, and always write that down first.
  • Take a vitamin B6 pill before bed. It will make your dreams more vivid.
  • If you have a computer or mobile device nearby, try logging onto a dream publishing website that you can use to log your dreams and keep a record of them.
  • If you somewhat remember a dream that you don't like and you have it over and over again, you might want to see a therapist or a mentalist.
  • Record dreams that you've had in the past. This might help you recover some lost dreams or dreams that you are missing portions of.

Warnings

  • If you have trouble sleeping or difficulty getting enough sleep, don’t try to record dreams in the middle of the night. Just go back to sleep.
  • Be careful about interpreting dreams. The interpretation of dreams is not science, so don’t jump to conclusions, and don’t place too much importance on a dream. For example, a dream about death does not mean that someone will die, or that something bad will happen.
  • Do not try to remember a frightening dream, because it might frighten you for a long period of time.



Liberating the mind 

I hope that you have enjoyed this tutorial program as much as I have enjoyed sharing
my knowledge and experiences with you. But before I let you sign off just yet, let me
remind you of a wonderful secret that underlies the practice of lucid dreaming.
Your ability to control and manipulate dreams seems natural within the context of lucid dreaming: the dreamworld is a product of your own dreaming mind, right?



Thank you for visiting my Blog. I would love to have you as a student in one of our lucid dreaming workshops.
Sweet dreams..!